Welcome

Thank you for coming.

Within these pages are many years of observation and experience which we hope to share with you.

We welcome your opinions and comments if you will be so kind as to share them.  We are also open to suggestions for discussion topics.  But please, if you want to be critical, a certain level of courtesy is also expected.

If you like this site, tell your friends.  Come back often to see what has changed.

We hope you learn something useful here.